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  • Our community
    • About Kelowna

      • Kelowna is located along the beautiful shores of Okanagan Lake, in the heart of the stunning Okanagan Valley.

      • Citizen Survey
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      • Housing
      • Imagine Kelowna
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    • Arts, culture & heritage

      • We facilitate and promote arts and culture to provide vision, direction, goals and funding.

      • A commitment to culture
      • Artist opportunities
      • Cultural District
      • Cultural Plan
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      • Heritage
      • Inspired City Summit
      • Kelowna Community Theatre
      • Public art
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      Take a public art tour
      Kelowna's event strategy & planning events
    • Engage

      • Find ways to get involved and provide your input on various City projects, plans and services.

      • Accessibility
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    • Environment

      • Learn more about how we can all work together to protect our natural environment.

      • Air quality
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      • Climate action
      • Community gardens
      • Energy
      • Extreme cold
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      • Pesticide-free
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      • Flooding
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    • News & events

      • Find out what’s going on with the City and in our community.

      • Newsroom
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    • Our community stories

      • Find out what’s going on with the City and in our community.

      • Community stories
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    • Planning & projects

      • As one of the fastest growing cities in BC, good planning is critical for developing a sustainable and livable community.

      • 2040 Official Community Plan
      • 2040 Transportation Master Plan
      • 2024 Planning Legislation Changes
      • Agriculture plan
      • Building a stronger Kelowna
      • Current capital projects
      • Downtown plans
      • Healthy City Strategy
      • Land policies & procedures
      • Local area plans
      • North Boundary Collaboration
      • Pedestrian and Bicycle Master Plan
      Quick links
      View the 2040 Official Community Plan
      View the 2040 Transportation Master Plan
    • Social wellness

      • Ensuring a welcoming, inclusive and vibrant community.

      • Social wellness
      • Complex Care
      • Homelessness Strategy
      • Outdoor Overnight Sheltering
      • Temporary Transitional Housing
      Quick links
    • Strong Neighbourhoods

      • The Strong Neighbourhoods Program is designed to help build connection and engagement in our neighbourhoods.

      • About Strong Neighbourhoods
      • Block connector program
      • Block party support
      • Celebrating neighbours
      • Good neighbour tips & resources
      • Neighbourhood associations
      • Park & Play
      • Strong Neighbourhoods grants
      Quick links
      Easy ways to help you meet your neighbour
      Project planning tips
      Park & Play
  • Parks & recreation
    • Event & tournament planning

      • Whether you're looking to plan, attend, or help out at an event, we've got you covered.

      • Buskers Program
      • Film & drone use
      • Outdoor fitness permit
      • Plan a tournament
      • Plan an outdoor event
      • Plan an outdoor wedding
      Quick links
      Check out the City calendar
      Event and tournament grants
      Indoor facility rentals
    • Parks & beaches

      • It's easy to get active outdoors in Kelowna - visit one of our parks, water parks or beaches.

      • Beaches & parks map
      • Boat launches
      • Dog parks
      • Hidden gems
      • Park Amenity Donation program
      • Park usage rules & accessibility
      • Regional & provincial parks
      • Water parks
      • Water quality at beaches
      • Responsible Alcohol in Public Spaces
      Quick links
      Find ways to get Active by Nature
    • Recreation & sport

      • Find ways to get active or learn a new skill, any time of year.

      • Active by Nature
      • Apple Race Series
      • Recreation programs & registration
      • Sport services & grants
      • Sports & leagues
      Quick links
      Check out Kelowna's seasonal recreation programs
      Recreation Contract Instructor opportunities
      Parks and Beaches Map
    • Recreation facilities & fields

      • Find facilities and fields for community use including rental information.

      • Facility rentals
      • Recreation facilities
      • Sports fields
      Quick links
      Parkinson Recreation Centre
      View the sports field maintenance schedule
      Register for rec programs online
    • Urban trees & wildlife

      • Learn more about trees and forest ecosystems on City-owned properties, plus benefits to increasing our urban canopy.

      • NeighbourWoods
      • Urban trees
      • Urban wildlife
      Quick links
      Read the Forest Strategy
      Learn about fire prevention
  • City hall
    • Annual report

      • Through strong financial management we deliver the programs, services and infrastructure that help make Kelowna a great place to live and conduct business.

      • Annual report
      Quick links
      2023 Annual Report
    • Budget

      • Our annual budget aims for a balance between setting a reasonable tax rate and delivering services expected by residents and businesses.

      • City budget
      • Infrastructure planning
      Quick links
      Read the 2025 Financial Plan
      Learn about property taxes
    • Bylaws

      • Learn more about our bylaws and policies, as well as inspections and regulatory work related to the enforcement of specific City bylaws.

      • Bylaw services
      Quick links
      Search bylaws & policies
      Learn about dog control
      Contact Impark Parking
    • Careers & volunteering

      • We are working towards becoming the best mid-sized city in North America thanks to the dedication of our employees and volunteers.

      • Career/job opportunities
      • Casual, seasonal & student employment opportunities
      • Firefighter recruitment
      • How to apply
      • Recreation contract instructor opportunities
      • Volunteer opportunities
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      Sign up for career e-updates
    • City funding

      • Find a City grant to help you with a variety of programs, projects or services.

      • Grants
      • Partners in Parks
      Quick links
      Learn about the Strong Neighbourhood grant
    • City government

      • Good government provides for the stewardship of public assets in the interests and well-being of our community.

      • Bylaws & policies
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      • Information and privacy
      • Our organization
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      Find an upcoming Council meeting
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    • Contact us

      • City Hall hours of operation are 8 a.m. to 4 p.m., Monday to Friday (excluding statutory holidays).

      • Contact directory
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      Request a service
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      Find out who to call for help
    • Council

      • Our Mayor and Council sets priorities, establishes policies and makes decisions for the community as a whole.

      • Committees
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      • Council priorities
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      • Our Council
      • Previous mayors
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      Look back at previous meeting agendas & minutes
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      Search bylaws & policies
    • Property taxes

      • Property taxes are due each year in July. Learn more about payment options, login to online billing and more.

      • Home Owner Grant
      • Permissive tax exemption
      • Property tax and assessment tools
      • Property tax deferment
      • Property tax info and payments
      • Tax Sale Information
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      Read City Views
      Access your Property Account
      Curious about the Speculation Tax?
  • City services
    • Graffiti

      • Report graffiti! If it isn’t immediately removed, graffiti can act as an invitation for littering, loitering, additional graffiti, and other forms of crime.

      • Graffiti management
      Quick links
      Report graffiti
      Report a crime to Crime Stoppers
    • Kelowna Memorial Park Cemetery

      • Our cemetery occupies 50 picturesque acres at the base of Dilworth Mountain adjacent to the Kelowna Golf & Country Club.

      • About the Cemetery
      • Fees & charges
      • Frequently asked questions
      • Memorial options
      • Special Events
      Quick links
      Check out a map of the Cemetery
    • Maps & open data

      • Browse our maps and data to learn more about our city, parks, projects, developments and much more.

      • Interactive maps
      • Open data catalogue
      • Orthophotos
      Quick links
      Explore the Kelowna map viewer
    • Okanagan compost

      • Browse our maps and data to learn more about our city, parks, projects, developments and much more.

      • Compost we produce
      • Regional Compost Facility
      Quick links
      Benefits of OgoGrow in the forestry industry
      Benefits of OgoGrow in the mining industry
    • Online services

      • Request or access online City services anytime, day or night.

      • Services & requests
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      Access your Property Account
    • Safety & emergency services

      • Find out who to call and learn more about emergency services. If this is an emergency, call 911.

      • Community safety
      • Community safety plan
      • Emergency contacts & public safety
      • Fire Department
      • Police services/RCMP
      • Regional emergency program
      • Safe needle disposal
      Quick links
      Central Okanagan Emergency Operations website
      Find local RCMP contact information
      Find fire station locations
    • Utility billing

      • Find out who to call and learn more about emergency services. If this is an emergency, call 911.

      • City utility billing
      • Transfer to taxes FAQs
      Quick links
      Access your Property Account
    • Waste

      • Residential garbage, recycling and yard waste collection is managed by the Regional District of Central Okanagan.

      • Garbage, recycling & yard waste
      • Glenmore Landfill
      Quick links
      Download the Recycle Coach App
      Learn more about garbage collection (regional)
    • Water & wastewater

      • Our water utility is one of four major water providers operating within municipal boundaries and serves approximately 60,000 customers.

      • City Water Utility
      • Find your water provider
      • Rates
      • Stormwater
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      Quick links
      Sign up for Water Notices from the City utility
      Find your local water provider
      Emergency water turn-off requests
  • Business services
    • Business with the City

      • Learn more about doing business with us, bidding procedures, various opportunities and more.

      • Bidding opportunities
      • Concession & vendor opportunities
      • Economic development
      • Our data network for businesses
      • Partnerships & sponsorships
      • Suppliers & payments
      Quick links
      Sign up for bidding opportunity e-updates
      Visit our online bidding platform
      Apply for a Tourist Oriented Destination Sign
    • Permits & licences

      • There are a variety of permits for both business and residential use that you may require.

      • Business licences
      • Cannabis production, sales and use
      • Commercial watercraft licence
      • Liquor licences
      • Short-term rentals
      • Sidewalk cafés
      Quick links
      Access BizPal for business permit & licence info
      Apply for a business licence online
      Temporary outdoor patio & retail program
  • Roads & transportation
    • Active transportation

      • By choosing Active Transportation (walking, cycling, using transit and carpooling), you can save money, get active & improve our environment.

      • Bicycling
      • Choose active transportation
      • Okanagan Rail Trail
      • Pedestrian & bicycle counter data
      • Shared bikes and e-scooters
      Quick links
      View the 2040 Transportation Master Plan
      Learn about the Pedestrian & Bicycle Master Plan
    • Airport

      • Kelowna International Airport (YLW) is your link to the world, serving over 2 million passengers annually and offering more than 70 daily non-stop commercial flights with nine airline partners.

      • Kelowna International Airport
      Quick links
      Kelowna International Airport
    • Parking

      • Learn more about parking in Kelowna, including location of lots and parking stalls, rates, permits and ticket payment options.

      • Electric vehicle (EV) - public charging stations
      • Find parking / real-time parkade occupancy
      • Parking FAQ
      • Parking details & rates
      • Parking management strategy
      • Parking permits
      • Parking tickets & service requests
      Quick links
      Sign up for Pay By Phone parking
      Learn about the Traffic Bylaw
    • Public transit

      • The Kelowna Regional Transit System operates bus service throughout the Central Okanagan, including Kelowna.

      • Transit passes
      • Transit service
      Quick links
      Visit the BC Transit website
      Get real-time transit information with Next Ride
      View the 2040 Transportation Master Plan
    • Roads & sidewalks

      • Our crews maintain more than 1,600km of roadways. And our highways are maintained by the Province.

      • Boulevard upkeep rules
      • Crosswalks
      • Road report
      • Road usage permit
      • Roadway maintenance
      • Sidewalks
      • Snow clearing & ice control
      • Street sweeping & litter removal
      Quick links
      View the 2040 Transportation Master Plan
    • Traffic

      • Traffic Operations is responsible for traffic signals, pedestrian-activated road crossing signals and yellow pedestrian activated warning flashers in the city.

      • Street lights
      • Tourist-oriented destination signs
      • Traffic calming
      • Traffic signals & systems
      Quick links
      Ministry of Transportation and Infrastructure
      Know before you go with the road report map
  • Homes & building
    • Building permits & inspections

      • A City building permit is required for any changes, alterations, or additions to a structure.

      • Apply for a building permit
      • Approved building permits
      • Bulletins & frequently used documents
      • Energy Step Code
      • Permit inspections & area map
      • Property information request
      Quick links
      Request an inspection
      Search monthly building permit stats
      Apply for a plumbing & heating permit online
    • Developers

      • Learn more about development cost charges and developer incentives offered by the City.

      • Developer incentives
      • Development fees & cost charges
      Quick links
      Explore the Kelowna map viewer
    • Development Servicing & Engineering

      • Learn more about development cost charges and developer incentives offered by the City.

      • Subdivision, Development & Servicing Bylaw
      • Approved Products List
      • Engineering Drawing Submission Requirements
      • Utility service cards
      • Infrastructure Data Standards and Civil 3D Template
      Quick links
      Pre-application Meetings
      Subdivision Approvals
      Soil Deposit/Removal Permits
    • Property development

      • Whether your project is big or small, we are committed to helping you through the process.

      • Planning and Development
      • Current Development Applications
      • Trees & Development
      • Infill Housing
      • Property Search
      Quick links
      Zoning at a glance
      Request a service
    • Rentals

      • Find and apply on available City-owned properties.

      • City rental properties
      Quick links
      Rental housing grant program for developers
    • Zoning & land use

      • Each property in Kelowna has a zoning classification that specifies the use of the land related to types of structures and activities allowed.

      • Zoning Bylaw
      • Zoning definitions
      Quick links
      Everything to know about rezoning
      Review the Zoning Bylaw
      Browse the Official Community Plan
  • Our community
    • About Kelowna
      • Citizen Survey
      • City profile
      • Housing
      • Imagine Kelowna
      • Newcomers
      • Sister cities
      • Smart and intelligent city initiatives
    • Arts, culture & heritage
      • A commitment to culture
      • Artist opportunities
      • Cultural District
      • Cultural Plan
      • Cultural grants
      • Heritage
      • Inspired City Summit
      • Kelowna Community Theatre
      • Public art
    • Engage
      • Accessibility
      • Get involved
      • Social media
    • Environment
      • Air quality
      • Clean water volunteer programs
      • Climate action
      • Community gardens
      • Energy
      • Extreme cold
      • Extreme heat
      • Pesticide-free
      • Sensitive areas
      • Flooding
    • News & events
      • Newsroom
      • City calendar
      • Civic & Community Awards
      • For the record
      • Freedom of the City Award
      • News
      • Public notices & ads
      • Publications
    • Our community stories
      • Community stories
      • Growing Kelowna
      • Podcasts
    • Planning & projects
      • 2040 Official Community Plan
      • 2040 Transportation Master Plan
      • 2024 Planning Legislation Changes
      • Agriculture plan
      • Building a stronger Kelowna
      • Current capital projects
      • Downtown plans
      • Healthy City Strategy
      • Land policies & procedures
      • Local area plans
      • North Boundary Collaboration
      • Pedestrian and Bicycle Master Plan
    • Social wellness
      • Social wellness
      • Complex Care
      • Homelessness Strategy
      • Outdoor Overnight Sheltering
      • Temporary Transitional Housing
    • Strong Neighbourhoods
      • About Strong Neighbourhoods
      • Block connector program
      • Block party support
      • Celebrating neighbours
      • Good neighbour tips & resources
      • Neighbourhood associations
      • Park & Play
      • Strong Neighbourhoods grants
  • Parks & recreation
    • Event & tournament planning
      • Buskers Program
      • Film & drone use
      • Outdoor fitness permit
      • Plan a tournament
      • Plan an outdoor event
      • Plan an outdoor wedding
    • Parks & beaches
      • Beaches & parks map
      • Boat launches
      • Dog parks
      • Hidden gems
      • Park Amenity Donation program
      • Park usage rules & accessibility
      • Regional & provincial parks
      • Water parks
      • Water quality at beaches
      • Responsible Alcohol in Public Spaces
    • Recreation & sport
      • Active by Nature
      • Apple Race Series
      • Recreation programs & registration
      • Sport services & grants
      • Sports & leagues
    • Recreation facilities & fields
      • Facility rentals
      • Recreation facilities
      • Sports fields
    • Urban trees & wildlife
      • NeighbourWoods
      • Urban trees
      • Urban wildlife
  • City hall
    • Annual report
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    • Budget
      • City budget
      • Infrastructure planning
    • Bylaws
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    • Careers & volunteering
      • Career/job opportunities
      • Casual, seasonal & student employment opportunities
      • Firefighter recruitment
      • How to apply
      • Recreation contract instructor opportunities
      • Volunteer opportunities
    • City funding
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    • Contact us
      • Contact directory
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      • e-Subscribe notifications
    • Council
      • Committees
      • Council Connect
      • Council meetings & public hearings
      • Council priorities
      • Lobbyist Registry
      • Our Council
      • Previous mayors
    • Property taxes
      • Home Owner Grant
      • Permissive tax exemption
      • Property tax and assessment tools
      • Property tax deferment
      • Property tax info and payments
      • Tax Sale Information
  • City services
    • Graffiti
      • Graffiti management
    • Kelowna Memorial Park Cemetery
      • About the Cemetery
      • Fees & charges
      • Frequently asked questions
      • Memorial options
      • Special Events
    • Maps & open data
      • Interactive maps
      • Open data catalogue
      • Orthophotos
    • Okanagan compost
      • Compost we produce
      • Regional Compost Facility
    • Online services
      • Services & requests
    • Safety & emergency services
      • Community safety
      • Community safety plan
      • Emergency contacts & public safety
      • Fire Department
      • Police services/RCMP
      • Regional emergency program
      • Safe needle disposal
    • Utility billing
      • City utility billing
      • Transfer to taxes FAQs
    • Waste
      • Garbage, recycling & yard waste
      • Glenmore Landfill
    • Water & wastewater
      • City Water Utility
      • Find your water provider
      • Rates
      • Stormwater
      • Wastewater
  • Business services
    • Business with the City
      • Bidding opportunities
      • Concession & vendor opportunities
      • Economic development
      • Our data network for businesses
      • Partnerships & sponsorships
      • Suppliers & payments
    • Permits & licences
      • Business licences
      • Cannabis production, sales and use
      • Commercial watercraft licence
      • Liquor licences
      • Short-term rentals
      • Sidewalk cafés
  • Roads & transportation
    • Active transportation
      • Bicycling
      • Choose active transportation
      • Okanagan Rail Trail
      • Pedestrian & bicycle counter data
      • Shared bikes and e-scooters
    • Airport
      • Kelowna International Airport
    • Parking
      • Electric vehicle (EV) - public charging stations
      • Find parking / real-time parkade occupancy
      • Parking FAQ
      • Parking details & rates
      • Parking management strategy
      • Parking permits
      • Parking tickets & service requests
    • Public transit
      • Transit passes
      • Transit service
    • Roads & sidewalks
      • Boulevard upkeep rules
      • Crosswalks
      • Road report
      • Road usage permit
      • Roadway maintenance
      • Sidewalks
      • Snow clearing & ice control
      • Street sweeping & litter removal
    • Traffic
      • Street lights
      • Tourist-oriented destination signs
      • Traffic calming
      • Traffic signals & systems
  • Homes & building
    • Building permits & inspections
      • Apply for a building permit
      • Approved building permits
      • Bulletins & frequently used documents
      • Energy Step Code
      • Permit inspections & area map
      • Property information request
    • Developers
      • Developer incentives
      • Development fees & cost charges
    • Development Servicing & Engineering
      • Subdivision, Development & Servicing Bylaw
      • Approved Products List
      • Engineering Drawing Submission Requirements
      • Utility service cards
      • Infrastructure Data Standards and Civil 3D Template
    • Property development
      • Planning and Development
      • Current Development Applications
      • Trees & Development
      • Infill Housing
      • Property Search
    • Rentals
      • City rental properties
    • Zoning & land use
      • Zoning Bylaw
      • Zoning definitions

Business Services

  • Business with the City
    • Bidding opportunities
      • Current bidding opportunities
    • Concession & vendor opportunities
    • Economic development
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    • Partnerships & sponsorships
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    • Suppliers & payments
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    • Business licences
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      • Change of business location
      • Change of business ownership
      • Home-based businesses
      • Inter-community mobile licence
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    • Cannabis production, sales and use
    • Commercial watercraft licence
    • Liquor licences
    • Short-term rentals
    • Sidewalk cafés
  • search
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LLOYD SADD INSURANCE BROKERS

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  • > LLOYD SADD INSURANCE BROKERS

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705 1499 ST. PAUL ST KELOWNA BC
Phone
780-930-8929
Business License
4094087
End Date
Wednesday, December 31, 2025
SERVICES

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Kelowna is located on the traditional, ancestral, unceded territory of the syilx/Okanagan people.

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